Home Emergency Cover Pricing Explained
Read our handy guide which explains how we work out your Home Emergency Cover price
We base your Home Emergency Cover price on a variety of factors, such as the age of your boiler and your claims history. We’ll then work out a personalised price for you.
Flick between the tabs below to see what factors are taken into consideration when you take out or renew a policy with us.
When you first take out a Home Emergency Cover product, you’ll pay an introductory price. It may also include factors such as:
There are many reasons why the cost of your Home Emergency Cover may have changed on renewal. Your premium is based on several factors, including:
- Introductory discount coming to an end as this is only available to new customers.
- Age of boiler
- Changes to Insurance Premium Tax (IPT)
- Making a change to your policy; by changing your excess or level of cover, the price you pay both now and at renewal will be affected. i.e. If you change your excess to be higher, your premium will come down whereas if you add Utilities cover to your Boiler and Heating plan, your premium will go up.
- How you choose to pay for your policy – by choosing to pay monthly, there will be an additional charge (APR)
All Prices Include IPT. Domestic Warranty Shop Ltd. is an Appointed Representative of ES Risks Limited which is Authorised and Regulated by the Financial Conduct Authority: Registered in England and Wales, Reg.565023 No.12099297. We are covered by the Financial Ombudsman Service. You can find out more at financial-ombudsman.org.uk